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Refinance your home loan, Sydney

If your home loan rate hasn't been reviewed in the last 12 months, there's a reasonable chance you're paying more than you need to.

Lenders compete aggressively for new customers. Existing customers, meanwhile, tend to drift quietly onto less competitive rates, sometimes significantly less competitive. The industry has a name for this: the loyalty tax.

The only way to avoid paying it is to have someone review your situation regularly and tell you honestly when it's worth moving. That's what we do.

Refinance your Sydney home loan across a wide range of lenders. Cashback offers, lower rates, debt consolidation. No broker fee charged to you.

Related services

Book a 15-minute call with Oshy Finance

No broker fee charged to you. Lender, government and third-party costs (valuation, LMI where applicable, stamp duty, conveyancing) may still apply — we explain every cost before you apply.