Sydney mortgage broker. Plain English.
Let’s work out what makes sense.
I make home loans clearer, handle the work and tell you what I really think.
Finance, sorted.
I explain the trade-offs, recommend a path and keep the application moving.
So you can focus on what's important
No credit check. No obligation. Just a quick sense of your weekly, fortnightly or monthly repayments.
Joshua Khoury
Founder & Mortgage Broker
“Hi, I'm Joshua. This calculator gives you a quick sense of what your repayments could look like. If the numbers feel right, send an enquiry and I'll personally review your situation.”Get an assessment
Indicative only. Your actual rate depends on lender, loan type, LVR, credit history and income.
I compare suitable options across a wide lender panel and explain why a recommendation fits. The Best Interests Duty applies to the advice I provide.
I explain what is happening, why it matters and what is needed next. No unexplained acronyms or avoidable surprises.
I stay your point of contact from the first conversation through to settlement and keep you updated along the way.
Pick the situation that sounds most like yours. I will explain what matters and what happens next.
Buying, upsizing or downsizing in Sydney? We compare to find a home loan that suits your situation.
View Home loansSydney first home buyers, access the 5% deposit First Home Guarantee, NSW grants and stamp duty concessions.
View First home buyersSydney home loan health check across lenders. Lower rate, cashback offers, we tell you honestly if it's worth switching.
View RefinancersDoctor, dentist, vet & pharmacist home loans, LMI waivers to 90% LVR and lender-specific medico pricing tailored to your profession.
View Medical professionalsSydney self-employed home loans, low-doc, alt-doc and 1-year ABN options with lenders who understand complex income.
View Self-employed & business ownersSydney investment loans, structured right, interest-only, equity release and portfolio lending to keep you building.
View Property investorsSydney build & knockdown-rebuild finance, progress draws and owner-builder options handled end-to-end.
View Construction loansTalk. Compare. Apply. Settle.
I built Oshy because important finance decisions deserve a clear answer and a person who stays responsible for the work.
I explain the options, make the recommendation clear and stay available when you need an answer.
More about Oshy →Tell me what you are trying to do. I will give you a clear view of what looks possible and what should happen next.