#pf{background:#f7f6f1;color:#12121f;font:400 17px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;padding:32px 20px 64px;box-sizing:border-box}#pf .pf-in{max-width:60rem;margin:0 auto}#pf .pf-logo{display:block;margin:0 auto 32px;height:44px;width:auto}#pf h1{font-size:clamp(28px,5vw,44px);line-height:1.15;letter-spacing:-.02em;margin:0 0 20px;color:#0a0a1a}#pf h2{font-size:clamp(20px,3vw,26px);line-height:1.25;letter-spacing:-.01em;margin:40px 0 12px;color:#0a0a1a}#pf h3{font-size:18px;margin:24px 0 8px;color:#0a0a1a}#pf p{margin:0 0 16px;max-width:62ch}#pf ul{margin:0 0 20px;padding-left:20px}#pf li{margin:0 0 8px}#pf dl{margin:0 0 20px}#pf dt{font-weight:600;margin-top:14px;color:#0a0a1a}#pf dd{margin:4px 0 0}#pf a{color:#1b46a8;text-decoration:underline}#pf .pf-cta{display:inline-block;margin-top:16px;padding:14px 24px;border-radius:10px;background:#2460e9;color:#fff;font-weight:600;text-decoration:none}#pf-nav{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;max-width:60rem;margin:0 auto 28px;padding-bottom:20px;border-bottom:1px solid #e2e0d6}#pf-nav .pf-brand{font-weight:700;text-decoration:none;color:#0a0a1a;margin-right:8px}#pf-nav ul{list-style:none;display:flex;flex-wrap:wrap;gap:4px 14px;margin:0;padding:0}#pf-nav .pf-nav-cta{margin-left:auto;font-weight:600}#pf-footer{max-width:60rem;margin:56px auto 0;padding-top:28px;border-top:1px solid #e2e0d6;font-size:15px;color:#3a3a46}#pf-footer h4{font-size:13px;text-transform:uppercase;letter-spacing:.04em;margin:0 0 10px;color:#0a0a1a}#pf-footer .pf-footer-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:24px;margin-bottom:24px}#pf-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:6px}#pf-footer .pf-footer-contact p{max-width:none;font-size:13px;color:#565662;margin:0 0 10px}

About Joshua Khoury

Meet Joshua Khoury — Sydney mortgage broker behind Oshy Finance. Ex-banking & tech background, wide lender panel, plain-English advice. No broker fee charged to you.

Related services

Book a 15-minute call with Oshy Finance

No broker fee charged to you. Lender, government and third-party costs (valuation, LMI where applicable, stamp duty, conveyancing) may still apply — we explain every cost before you apply.