How It Works
From first call to settlement: how Oshy Finance compares a wide range of lenders to find your best home loan in Sydney. Simple, transparent, no broker fee charged to you.
Related services
- Sydney Home Loan Broker
- First home buyer loans, Sydney
- Refinance your home loan, Sydney
- Home loans for medical professionals, Sydney
- Home loans for the self-employed, Sydney
- Investment property loans, Sydney
- Construction loans, Sydney
- Car loans & asset finance, Sydney
Common questions about working with a broker
Do I need to live in a suburb you cover to work with Oshy Finance?
No. We have strong local knowledge of the Sydney markets we write in, but we help buyers anywhere in Australia. Appointments by phone, video, or in-person across the areas we serve.
Does it cost me anything to use a mortgage broker?
There is no broker fee charged to you. We're paid a commission by the lender after your loan settles, fully disclosed in writing before you proceed. Lender fees, government fees (stamp duty, registration, transfer), LMI where applicable, and conveyancing/inspection costs still apply, we explain every cost upfront.
How many lenders do you compare?
We have access to a wide range of lenders through our aggregator, including the major banks, tier-two lenders, and specialist lenders not available directly to the public.
What types of property can you help with?
We help with all property types, houses, units, townhouses, off-the-plan, construction, and investment properties. Whatever you're looking at, we can help.
How quickly can you get me pre-approved?
Typically 3–5 business days depending on the lender and your circumstances. We move fast and keep you updated every step of the way.
Book a free 15-minute call with Oshy Finance
No broker fee charged to you.