#pf{background:#f7f6f1;color:#12121f;font:400 17px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;padding:32px 20px 64px;box-sizing:border-box}#pf .pf-in{max-width:60rem;margin:0 auto}#pf .pf-logo{display:block;margin:0 auto 32px;height:44px;width:auto}#pf h1{font-size:clamp(28px,5vw,44px);line-height:1.15;letter-spacing:-.02em;margin:0 0 20px;color:#0a0a1a}#pf h2{font-size:clamp(20px,3vw,26px);line-height:1.25;letter-spacing:-.01em;margin:40px 0 12px;color:#0a0a1a}#pf h3{font-size:18px;margin:24px 0 8px;color:#0a0a1a}#pf p{margin:0 0 16px;max-width:62ch}#pf ul{margin:0 0 20px;padding-left:20px}#pf li{margin:0 0 8px}#pf dl{margin:0 0 20px}#pf dt{font-weight:600;margin-top:14px;color:#0a0a1a}#pf dd{margin:4px 0 0}#pf a{color:#1b46a8;text-decoration:underline}#pf .pf-cta{display:inline-block;margin-top:16px;padding:14px 24px;border-radius:10px;background:#2460e9;color:#fff;font-weight:600;text-decoration:none}#pf-nav{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;max-width:60rem;margin:0 auto 28px;padding-bottom:20px;border-bottom:1px solid #e2e0d6}#pf-nav .pf-brand{font-weight:700;text-decoration:none;color:#0a0a1a;margin-right:8px}#pf-nav ul{list-style:none;display:flex;flex-wrap:wrap;gap:4px 14px;margin:0;padding:0}#pf-nav .pf-nav-cta{margin-left:auto;font-weight:600}#pf-footer{max-width:60rem;margin:56px auto 0;padding-top:28px;border-top:1px solid #e2e0d6;font-size:15px;color:#3a3a46}#pf-footer h4{font-size:13px;text-transform:uppercase;letter-spacing:.04em;margin:0 0 10px;color:#0a0a1a}#pf-footer .pf-footer-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:24px;margin-bottom:24px}#pf-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:6px}#pf-footer .pf-footer-contact p{max-width:none;font-size:13px;color:#565662;margin:0 0 10px}

Construction loans, Sydney

Building is complicated enough. The finance should not create another problem halfway through.

Construction loans work completely differently to a standard home loan. Understanding the structure, the progress payment process, and the relationship between your loan and your builder's contract is essential before you sign anything.

Build it. Finance it properly. Josh handles lender requirements, valuations and progress draws for Sydney builds and knockdown-rebuild projects.

Related services

Book a 15-minute call with Oshy Finance

Lender, government and third-party costs (valuation, LMI where applicable, stamp duty, conveyancing) may still apply — we explain every cost before you apply.